Debt Cleaning: How To Pay Off Your Unaffordable Debts For Pennies On The Dollar (And Pay Nothing At All) – by Jorge P. Newbery. ISBN 978-1-61961-322-5. Published by Community Books, LLC, 2016, 2018. The reviewer received the book from the author as an eBook in pdf format.

Review by Chris Phillips

According to the author and the company for which this book is essentially an advertisement, Debt Cleanse, creditors, credit card companies, and other corporate entities have duped Americans into various self-serving relationships based on long-term debt. or long term.

Mr. Newbery tells the story of his troubles when an unexpected natural disaster threw his businesses and companies into huge debts. He went from success to bankruptcy to $26 million in debt in a matter of a few days after an ice storm. Rather than follow the path of many in America, from the poorest to the richest, he did not choose bankruptcy. He made the decision not to pay his debts, none of them.

You embarked on this plan and have stuck to it and learned the lessons it presents here in this book.

Reading the introduction and the first 3 chapters leaves one with the impression that he was able to do this with a great deal of help from friends and especially the company referenced so often on those pages.

However, persistence is rewarded in the following chapters and especially when Chapter 15 Action Tools is thoroughly understood. For each of them, starting in Chapter 4, Newbery presents a step-by-step process for becoming debt free.

As you warn in the foreword, introduction, and throughout the book, this is not a quick process. This is not an easy process. This is a one time process. However, at the end of all this work and stress, anyone can be debt free.

Chapter 15 and the forms presented therein are the most important feature of this book, as long as the uses of these forms are understood from the explanations in the preceding chapters. Each is a type of fill-in-the-blank that the reader can tailor with the necessary information and have an accurate, legal, and correctly worded communication device for their specific situation.

The writing is consistent and well considered. Newbery does an excellent job of presenting situations, solutions, and examples that will guide the most beleaguered person to pay off their debt and live debt free. With the exception of frequent references to the Debt Cleanse website, anyone can use the information presented here and do the same work that Newbery did and continues to do to alleviate the debt that is weighing them down.

This book can be recommended to any reader. The .pdf version of the book is highly recommended for anyone who wants to use the forms in the last chapter. These forms can be printed directly from the book, if a printer is accessible. If the reader has the full version of Adobe Acrobat, these forms can be completed on a computer before printing.

highly recommended

5 stars.

Website mentioned above: www.debtcleanse.com